Policy Features

For as little as 43 cents per day, you can protect yourself and your belongings with ResidentShield. Read on to learn more about the benefits.

Property protection: As a renter it’s important to insure your own belongings. Renters insurance protects up to your selected policy limits against a variety of unexpected events such as fire, theft, vandalism, smoke, lightning, windstorms and more. Earthquake coverage is optional and available only in California.

Personal liability protection: Receive up to $100,000 of coverage against personal liability claims such as slip and fall injuries and accidental damage of apartment property. Animal liability such as dog bites is covered up to $10,000. If you are a pet owner, providing proof of liability can help you secure a better apartment or home rental.

Guest medical payments: Imagine a guest is accidentally injured at your residence. Regardless of fault, ResidentShield provides coverage for medical expenses incurred by accidental injury. Coverage for up to $1,000 per person, per accident, is included as part of your ResidentShield policy. If the accidental injury is due to your negligence any amount over $1,000 per person can be covered by your Personal Liability coverage (up to the Personal Liability limit chosen for your policy).

Additional living expenses: Should you be forced to move out of your rented residence, even temporarily as the result of a covered loss, you will be reimbursed for your additional living expenses.

Quick and easy claims service: If you have experienced a loss and need to file a claim, please visit our Claims page.

Coverage for seniors: Residing in a senior living community? Benefit from an electronic protection program and access discounts up to 20%.