The leaves are falling, and the winds are chilly. It must mean Halloween is near! Let’s not be spooked this season and fall victim to any haunting liabilities. So before you light that black flame candle, here are a few reasons to consider getting our spooktacular ResidentShield renter’s insurance this month. It’s the key to providing peace of mind so you won’t be left spooked!
- Candles are a favorite for the spooky season. There’s something about that warm candlelight glow that makes the mood. Be sure to have some nonflammable holders or something that will not cause the wax to melt all over the place. Never leave candles unattended, but have no fear. ResidentShield will protect your belongings from fires that might occur due to candles being left unattended.
- Another spooktacular favorite of the season is making a special potion in cauldrons. Most cauldrons are iron and fire-safe, but that does not mean those spillover bubbles won’t ruin floors or burn countertops. Open the window or door in case of a more pungent odor leaks out.
- The veil is thin this time of year! Place a carved jack-o-lantern at the front entrance to prevent evil spirits from the underworld from entering your home. Grab some friends and host a pumpkin carving contest. Keep in mind that accidents can happen when sharp knives are involved. But with ResidentShield, you’re reassured that personal liability will cover any injuries to guests, making your jack-o-lantern party free from strife.
- Scary decorations and trick-or-treaters can make for some stumbles and trips along the way. Children in costumes not used to walking in and walking over fake spider webs and tombstones can cause unwanted falls, especially if it’s rainy and puddles are around. But with ResidentShield, you can offer your guests the comfort of celebrating cheerfully and chill, knowing that any accidents are covered.
- Concerning trick-or-treaters, be sure Snoopy is inside and in a safe space. Halloween can be an anxious night for most dogs with the doorbells and knocks on the doors. Even non-aggressive dogs can get spooked by a ghost costume. ResidentShield is there to protect against any dog bites.
- Crimes and pranks are committed most when alcohol is involved, especially around All Hallows Eve, so current policyholders should update their policy. Add any new big purchases such as electronics, jewelry or books. Should someone accidentally spill over that cauldron or black flame candle, the more detailed your inventory is, the more you will receive in your insurance claim. Vandalism is also covered, so in case your place gets paint-bombed or a crazy witch loses control of her broom, flies in and breaks your TV, you’re prepared and covered!
Don’t let the fear of the unexpected ruin your fun because ResidentShield covers you from any hocus pocus. So, enjoy the October season with ghouls, and have this spooktacular renter’s insurance cover for the Halloween séance or monster mash!