Based on the age of the building they’re renting in, San Francisco has two kinds of renters. The lucky ones are those who live in a building predating June 1979, because they enjoy the safeguards from outrageous rent hikes and…
Author: Anca Gagiuc (page 6)
Do you need renters insurance?
Hello renter. Your monthly expenses have been on an upward trend since your very first day on your own. Do you really want to spend more every month for extra insurance? Should you get the coverage or better not to…
Renting’s many advantages
Renters by necessity dream of homeownership, but the truth is that even though both renting and buying have their own financil advantages, in today’s economy, renting seems to have an edge. The financial benefits to renting as opposed to buying…
Insurance advice for renting out your home
There is a myriad of reasons you might want to rent out your home. Maybe you have a second home that you lease to tenants, want to rent a spare bedroom in your house through Airbnb, or make some extra…
Top tips for renting with pets
It’s perfectly understandable that many landlords are nervous about renting to pet owners. Unfortunately, there are people who allow their pets to damage the property, disturb neighbors, giving pet-owning renters a bad reputation. Yet, these people are in fact, the…
Renters insurance vs bed bugs
We’ve been making lists with all the scenarios covered by the renters insurance policy, but you might have noticed something missing: bed bugs (add cockroaches and rats, while we’re at it). Bed bugs are considered the responsibility of the tenant—the…
Renters insurance reality check
For most of those who rent apartments in the United States, renters insurance is still a concept rather than a priority. Many believe that their belongings will be covered under their landlord’s policy if anything goes wrong. Sorry to be…
The magical season of .. cleaning?
With Christmas just around the corner, getting the house ready for the holiday is on everyone’s list. Whether you’re into cleaning or not, there is something magical about making the home shine this time of the year. Don’t you believe…
Lesser known benefits of renters insurance
Homeownership is still a dream for many, but renting has its benefits—you don’t have to worry about the building’s upkeep, risk going into default on your mortgage or be stuck in a place for too long. However, even as a…
Why Millennials lack insurance
The American Millennial generation includes more than 83 million people, according to the U.S. Census Bureau. Besides being the largest generation yet, it is also the most racially diverse and most educated. However, when the topic of insurance arises, researchers…