This year Halloween will be among the only occasions when wearing a mask will not be controversial. While this year’s celebrations will be more relaxed than those in 2020—thanks to the high vaccination rates across the country—special precautions should still be taken so that the decorations remain the only scary surprises. Besides maintaining the health measures we have come to be familiar with, tenants should have a quick look at their insurance policy, particularly if they plan to have people over.
Here are a few reasons why having renters insurance makes sense this Halloween season:
- Pumpkin carving can be a very fun activity, but accidents can happen easily and when we least expect them. A sharp knife and thin skin can quickly lead to a medical emergency. Under the personal liability insurance, any injury to guests will be covered.
- Everyone’s favorite part of the holiday is the costumes. With almost endless possibilities, wearing garments with unfamiliar dimensions and textures in an unaccustomed environment can result in unwanted outcomes, from an innocent trip to a more serious fall. Being covered can offer both tenants and guests the comfort to celebrate carefree.
- Candles are a must for the spooky season. While the warm light is fantastic to create the perfect scary atmosphere, it is vital to put them in places free of clutter and away from any flammable materials such as curtains, towels or dried flower arrangements. Also, they should be secured in stable, non-flammable holders made out of metal, ceramic or glass.
- Scary decorations are a perfect addition to your space to make guests get into the Halloween spirit. Skeletons, spider webs and skulls are all important when preparing to entertain guests this All Hallows Eve. Attention should be given to both the type of material the items are made of and their placement. Guests can stumble if they are placed in areas with high traffic or can be injured if the decorum is not correctly put up. While these accidents can be a bit less damaging with the help of renters insurance, this should not be an excuse for carelessness.
